‘Elders break the retirement barrier, with 40% of them nationally wanting to be employed for ‘as long as possible’ reveals HelpAge India report

 ‘Elders break the retirement barrier, with 40% of them nationally wanting to be employed for ‘as long as possible’ reveals HelpAge India report

Bengaluru, June 14, 2022.

HelpAge India, today on the eve of UN recognized ‘World Elder Abuse Awareness Day’ (June 15) released its national report ‘Bridge the Gap: Understanding Elder Needs’. The report was released by Shri Halappa Basappa Achar (Cabinet Minister of Mines & Geology, Department of Women and Child Empowerment of Differently Abled and Senior Citizen, Government of Karnataka) at Karnataka Vidhan Soudha here.

 India is home to approximately 138 million elderly, forming nearly 10 percent of its population. The impact of COVID 19 was unprecedented and its impact on the elderly forced governments, institutions and society world over to change the frame from which the elderly are viewed. Elders were identified as the most vulnerable during the pandemic and the hardest hit. In the last two years, HelpAge has been researching the impact of the pandemic on the elderly with Covid 19 being the silent tormentor, but this year is significant, from the point of view of the time-lapse post the devastation of the pandemic and seeing early signs of recovery.

The report therefore, focuses not just on the core existential issues that elderly deal with on a day-to-day basis, but also takes stock of the entirety of their experience. Based on the UN Principles on Ageing of self-fulfilment, participation, independence, dignity and care, the aim of this report is to understand the overarching gaps, which prevent the elderly from living, happy, healthy and productive lives.

“The report reveals some alarming data and encourages us to reconsider our attitude toward the elderly. Elders today aspire to work; they don’t want to be seen as mere dependents, but as active participants in society. Meanwhile, family continues to have a significant impact on senior adults’ quality of life. The family institution of caregiving must be nurtured and supported indefinitely. Health, income, work, and social and digital inclusion have all become critical areas where gaps must be addressed at both a societal and policy level in order for elders to enjoy dignified lives, following the pandemic. As a result, this year’s theme is Bridge the Gap.’– says Prakashan M, State Head – Karnataka, HelpAge India.

The report is dip-stick study to understand the overarching gaps in income & employment at old age, health and wellbeing, elder abuse & safety and social & digital inclusion of elderly. It is based on a sample size of 4,399 elder respondents and 2,200 Young Adult Caregivers, largely across SEC A,B,C categories, across 22 cities in India.

 It is interestingly to note that nationally 47% elders are dependent on family for source of income while 34 % are dependent on pension & cash transfers. Meanwhile in Bengaluru, 59% of elderly are dependent on family, while an equal number (59%) depend upon pensions and cash transfers. It means that a large number of elders in Bengaluru have both – family as well as pension support.

However, when asked about the adequacy of income, nationally 52% elders reported it was inadequate. Meanwhile, a substantial 40% elders said they do not feel financially secure, citing their ‘incurred expenses are more than savings/income’ (57%) and Pension not being enough (45%) as the top reasons. This suggests both financial planning for later years and social security needs much greater attention. Meanwhile in Bengaluru, 78% of elderly say that their income is adequate, while 22% say it is inadequate. Overall about 79% elders in Bengaluru say they have financial security.

While this survey report largely reports the situation amongst the urban middle class, it only makes one question the plight of the poor urban and rural elderly, many who have no support system or adequate income or pension. HelpAge has been advocating for a Universal Pension of Rs.3000 a month, so that every elder can live life with dignity. The need to close this gap is more urgent now than ever, post the pandemic.

A sharp 71% elders are not working. 36% elders are willing to work and 40% of them want to work ‘as long as possible’.  61% elders feel they aren’t ‘adequate and accessible employment opportunities’ for elderly available.  In Bengaluru, 54.5% of elders are not working, even as 48.5% say they have access to employment opportunities. The study further finds out that 33% of Bengaluru elders are willing to work after their retirement.

On the volunteering front, around 30% of the elderly are willing to volunteer and contribute to society. HelpAge’s pioneering initiative of Elder Self-Help-Groups (ESHGs) successfully demonstrates elder’s desire to stay meaningfully engaged and contribute. In Bengaluru, around 46% of the elderly are volunteering and contributing to society.

The key aspirations elderly have cited that are needed to create an enabling environment for employment opportunities are –  45% elderly suggested ‘Work from Home’ as the best means, 34% have asked ‘more respect be given to working elderly’ and 29% have asked for ‘increase in retirement age’ and ‘jobs exclusively for elderly’ each.  A national consensus appears between caregivers for ‘work from home (WFH)’ as the best way to employ senior citizens. In Bengaluru, 73% of care givers (which include family members) and 51% elderly say that retirement age should be increased for the benefit of senior citizens.

Role of family once again was critical in elder well-being, with 52% elders attributing feeling ‘love & cared for’ by family members, 78% elders stating that their family feeds them well & provides good food and 41% saying their family takes care of their medical costs.

One good news is that 87% elders reported there is availability of healthcare facilities nearby, however 78% elders mentioned unavailability of App-based /Online healthcare facilities and a significant 67% elderly reported, they do not have any health insurance at this critical stage in their lives and only 13% are covered under government insurance schemes. In Bengaluru, a whopping 77% elderly say that there are health facilities around, while 76% caregivers (including family members) confirm about some health facility around for senior citizens.

Post Covid the need for better health protection has strongly emerged with 49% elderly expressing their aspiration for improved health, through better health insurance and better health facilities each and 42% stating there should be more support from home. There needs to be an inherent systemic investment in elder healthcare, with more elder friendly facilities and healthcare schemes for elders.

“The time for action and implementation is now. We need to create an enabling environment for our elders and make systemic changes, to better address the health, digital and income needs of the elderly. Policies and schemes exclusively for elders need to be put in place, some already are, but lack implementation. We also must not view elders through an ageist lens, but as reservoirs of experience that are waiting to be tapped and can still contribute to society,” says Prakashan M, State Head – Karnataka, HelpAge India.

Elder abuse is a sensitive subject amongst most Indian families and the report throws up sharp contrast on the perception of the existence of abuse to admitting the experience of abuse personally. Nationally 59% elders feel that elder abuse is prevalent in society, while only 10% elders admitted to being a victim of elder abuse, with relatives (36%), Son (35%) & Daughter-in-law (21%) being the top 3 perpetrators. Disrespect (57%), verbal abuse (38%), neglect (33%), economic exploitation (24%) and an alarming 13% elders experienced physical abuse, in the form of beating and slapping. In Bengaluru, 50% elderly feel that such abuse is prevalent in society while 19% were themselves victims. Elders attribute the abuse to their relatives’ (53%) and daughters (26%) as the biggest perpetrators of abuse.

Nationally 47% of those abused stated they ‘stopped talking to family’ as a response to the abused faced. Again family here becomes a key role player.

With regard to prevention of abuse, 58% of elderly nationally opined that ‘counselling to family members’ is required, while 56% of elderly said to deal with abuse ‘time bound decisions’  and an age friendly response system needs to be put in place at a policy level. In Bengaluru, to effectively address the abuse related incidents 42% of elderly opined that ‘counselling of family members’ is required and 53% of elderly said that ‘Time bound decisions’ for elder abuse need to be taken at policy level.

Sadly, 46% of the elders are not aware of any abuse redressal mechanism, with only 13 % aware of the ‘Maintenance and Welfare of Parents and Senior Citizens Act, 2007’. This throws up a stark need to have more robust awareness mechanisms put in place at a systemic level across the country, through extensive campaigns, media outreach etc. In Bengaluru, 79.5% elderly say that they are not aware of redressal mechanism for abuse, even as this goes to a high of 84% for Raipur.

Again, personal well-being and happiness fall around expectations from family members, with 79% elders feeling that their family does not spend enough time with them. Even though, majority (82%) of elders are living with their families, 59% want their family members to spend more time with them. This shows that even after staying with family, larger percentage of elderly feel lonely.

Social inclusion brought out mixed responses with 78% elders feeling involved in family decision-making by their caregivers at home, yet 43.1% elders felt neglected by younger generations and feel left out.

With a huge boost being giving to digital India across the board, and the constant evolvement of new digital technology, our elders are still far behind with 71% elders not having access to smart phones. Those who do, have not yet optimized its benefits and use it primarily for calling purposes (49%), social media (30%) and banking transactions (17%). 34% of users of smart phones meanwhile stated, they need someone to teach them. In Bengaluru, 27% elderly say they use smartphone, out of which 37% mainly using for accessing social media and 13% for bank transactions.

Lack of access to digital technology also impacts access various online facilities in areas of health, especially at an era where tele-health is gaining ground, access to daily need goods which the pandemic has shown made it very difficult for elders to access during the lockdowns, communication among a host of others. In Bengaluru, 66% of elderly feel that they should be given training for digital inclusion so that it becomes easier for them to operate bank accounts, do UPI payments, and access social media.

These gaps need to be closely looked at and addressed. Today, the lifespan of the elderly are far longer and many live well into their 80s & 90s, it is there imperative that they lead their second innings with dignity and are given equal & adequate opportunities and access, to fulfil their basic needs, improving their quality of life.